（I） Core Competitiveness
Forward-looking strategy and business planning
Concentrate to operation professionalization and
international expansion strategies
Persistent product development and innovation
Excellent resources and asset management capabilities
Advanced and comprehensive risk and technology management
system
High-quality and long-term motivated human capital
（II）Financing Products and Services
（1）Financial leasing
Help lessees meet their financing target through assets
leasing; simple application process.
Flexible terms and rents set according to lessees’ financial
status.
（2）Operating leasing
Reduce or
maintain lessees’ asset-liability ratio; boost ROA (return
on asset) ratio without increasing total assets.
Set appropriate rents; ensure a reasonable profit increase
for lessees by transferring some profit from high-yield
years to low-yield years.
Create conditions for lessees to conveniently manage tax
payments.
Provide lessees with the right to use equipments with no
change on lessees’ balance sheet.
Effective cash flow balance.
（3）Sales and lease-back
Lessees sell their proprietary fixed assets and lease them
back, so as to mobilize the inventory assets and get cash
flow.
(4) Leveraged lease
Make full use of
financial leverage to meet lessees’ demand for equipments
which are capital intensive and long-lived.
(5) Vendor leasing
Expand sales channels for equipment manufacturers and
wholesaler and help them collect sales payments.
(6)Pre-delivery payment financing
Carriers may enter into purchase contracts with an aircraft
manufacturer by which the aircraft manufacturer may require
the carrier to make a PDP at a certain percentage of the
total contractual sum. The Company can, under the condition
that the carrier provides an appropriate guarantee or other
warranties, provide the carrier with financing services for
this stage according to the schedule of PDP.
(7)Aircraft pledge
Whereas an
aircraft has a clear property definition, is not subject to
any pledge, has obtained various certificates and business
licenses, complies with flight conditions and insurance
terms, YIL can provide a loan at 30%-100% of the pledged
value so long as the pledge has gone through registration
procedures, and the insurance-related rights and interests
have been altered.
(8)Financial advisory
According to the carrier’s need for sale or purchase of
equipment, financial statement optimization, and business
restructuring, the Company can reasonably utilize domestic
and international equity-based financing instruments,
debt-based instruments, derivative financial instruments and
other innovative financial instruments, on the basis of our
professional experience in aviation leasing, to provide
tailor-made structural financing solutions for our customers
and help them adjust their financial structure, reduce their
financial cost and improve their financial situation.
(9)Risk management
In order to minimize the influence of fluctuations in the
domestic and international financial markets, the Company
can, with the operational and financial characteristics of
various industries and carriers taken into account, use
various financial instruments, derivatives and their
combinations to help carriers adjust the structure of
expected revenues and debt structure, effectively ward off
financial risks arising from changes in the domestic and
international economic environment, and manage to keep the
financing cost and risk management cost within a range
acceptable to our clients.
（III）Financing Modes
Bank loans
Strategic investment
Debt securities
Asset financing
Insurance capital
Industry fund
Trust
Asset based securitization
Factoring
